Capital holding · France

ARTedyX Capital Holding

Group holding company for ARTedyX External SPV and ARTedyS R&D. From January 2026, the holding coordinates capital, governance and strategy for a focused platform that buys performing bank assets and powers them with an internal AI research engine.

Share capital: EUR 4,000 Founders: Cristian BEZA · Omy SAHYE Location: Paris

Group structure

ARTedyX Capital Holding sits above two focused vehicles. The holding does not manage third-party money directly. It owns and coordinates the SPV that buys assets and issues notes, and the research platform that provides the internal technology and analytics used by the group.

Holding

ARTedyX Capital Holding

French holding company that owns and aligns ARTedyX External SPV and ARTedyS R&D. It concentrates equity, sets capital allocation and group-wide risk principles.

  • Owns the SPV and the R&D platform.
  • Defines target transactions and geographies.
  • Coordinates banking, listing and rating relationships.
SPV

ARTedyX External SPV

Dedicated acquisition vehicle for performing receivables originated by regulated institutions. Portfolios are financed through fixed-rate notes targeted at professional and institutional investors.

  • True-sale and forward-flow portfolios (consumer, SME, leasing and similar assets).
  • Objective for originator banks: RWA and CET1 relief, funding and balance-sheet flexibility.
  • Objective for investors: predictable coupons from diversified, ring-fenced pools.
AI research

ARTedyS R&D

Internal AI and quantitative research platform that supports the group’s investment decisions and monitoring. It does not sell services to external clients.

  • Screening and pricing of potential bank asset portfolios.
  • Risk analytics, stress tests and portfolio construction tools.
  • Ongoing surveillance, reporting and data infrastructure for group vehicles.

What we do in practice

The group focuses on one activity: buying performing financial assets from regulated institutions and transforming them into transparent, listed fixed-income instruments for professional investors.

  • Identify banks and originators with recurring portfolios that fit the ARTedyX profile.
  • Use ARTedyS R&D models to analyse performance, risk and structure options.
  • Acquire assets into ARTedyX External SPV via true-sale or forward-flow transactions.
  • Finance the SPV through fixed-rate notes listed on a regulated or recognised market.
  • Monitor asset performance and reporting through the internal AI/data stack.
Performing assets only
Bank originators
Fixed-rate notes
Professional investors

Key roles of each entity

Holding
Owns the group entities, approves major transactions and allocates the EUR 4,000 share capital and future equity contributions between the SPV and the research platform.
ARTedyX External SPV
Legal owner of the acquired assets. Issues notes, signs transaction documents with originators and investors, and manages cash flows under the agreed structures.
ARTedyS R&D
Designs and runs internal tools that support underwriting, risk, monitoring and reporting for group transactions. It operates exclusively for ARTedyX vehicles.

Founders

ARTedyX Capital Holding is a founder-led platform. The holding concentrates voting power and long-term incentives at the level of the two founders.

Cristian BEZA
Cristian BEZA
Co-founder, ARTedyX Capital Holding · President, ARTedyX External SPV and ARTedyS R&D

Structured finance and telecom engineer with experience across Paris, Frankfurt, New York and Vancouver. Founder of ARTedyX External SPV, a true-sale vehicle acquiring performing bank assets and issuing listed fixed-rate notes, and president of ARTedyS R&D, the internal AI platform for data controls, waterfall calculations and investor reporting.

Earlier roles include senior positions in wireless and network infrastructure, consulting for international telecoms and research councils, with an engineering degree from ESME-Sudria and an MBA from Rouen Business School.
Omlata (Omy) SAHYE
Omlata (Omy) SAHYE
Co-founder, ARTedyX Capital Holding · Managing Director, ARTedyX

Customer experience and marketing executive with experience in France, the United Kingdom, Switzerland and Mauritius. Managing Director at ARTedyX, with a focus on customer experience management, digital marketing, AI and blockchain across hospitality, retail and tourism. Fluent in English, French, Hindi and German.

Previously held senior roles in hotel revenue management, guest relations and digital marketing for leading luxury brands, and worked on cross-blockchain digital identity and wallet projects. She holds an MBA in Digital Marketing Strategy from EMLV and a certificate in Customer Experience Management from eCornell University and a degree from the University of West London.

Contact

For discussions with originator banks, institutional investors or strategic partners, please use the contact details below. The group is not open to retail investors and does not offer public investment products.

General
ARTedyX Capital Holding
Paris · France
Planned start of operation: January 2026
Email: info@artedyxcapital.com
Founders
Cristian BEZA · Omlata (Omy) SAHYE
LinkedIn: Cristian BEZA · Omy SAHYE